Bilt rewards review reddit. I recently found out about the Bilt Mastercard.

Bilt rewards review reddit When I go to the pay rent tab, pay rent online section, it provides the routing number, account number, and a tab indicating where the rent will be charged to. Jul 22, 2024 · Also, anything else non-category is 2x on the first. Rewards points - my rent is over $3k/month I think there's a reward limit. For example: when you pay out of the ACH Bilt gives you, Bilt then pulls the money from your bank. Dad works at a telecom company so the employee discount amounts to a $13 venmo for phone, and my internet is covered in rent. I am thinking Portugal. My biggest areas of spend are rent ($2475-BILT), dining ($500-BILT), gas ($45-CCR), and groceries ($150-CCR). (edit: Or maybe I'm confusing my rent-rewards programs as I can't easily find a clear-cut statement about a limit) I'm also in a VHCOL and the rewards, combined with the cons you mentioned, made me decide it wasn't worth it. Fitness classes, usually limited to Soul-cycle in my area. Not bad at all. I assume the bilt card is the default. I have been with bilt for almost 10 months and with all the promos and rent day specials, I am 10k short of hitting platinum level. Lastly which is the icing on the cake, cause I’m sure they will respond to this reply cause after this mess started and I began researching Bilt online and saw all the negative things posted on Reddit, when Reddit says please DM us so we can help, they just give you the same instructions that don’t work and when you inform them you have We would like to show you a description here but the site won’t allow us. So that’s only 225 points from Bilt versus 300 that could have been earned from AmEx, or 75 missed points on dining. Updated: Jan 3, 2025, 12:43pm The Bilt Rewards Card earns 1 point per dollar on rent payments without the transaction Very user-friendly. It feels a bit too good to be true, and I started looking into more on reddit and saw a plethora of the mixed reviews. I did almost 85k points in 6 months alone on the BILT. (That's what I'm doing) But it sounds like you're doing the travel, so makes sense. Can’t complain about that. I use the BILT as my daily driver and put everything but travel and Costco on it. In the meantime while Bilt waits to get their money from your bank, they charge your card from your rent. It is fair to say we all have the same goal in mind when opening Bilt, points for our next vacation. All travel goes on my PAmex because I book hotels through Amex travel for 5x back and I use the premium rental car insurance for all my car rentals. Jan 3, 2025 · Bilt Rewards Credit Card Review Bilt World Elite Mastercard Review 2025. It was introduced to me by my landlord's company when I moved in about 2 months ago. 3000 points for a 45 minute class. The Bilt Mastercard is the only significant way to earn Bilt Rewards — you earn 1 point per dollar used to pay on rent, plus some multiplier per dollar used for dining or travel. As I've read about it and watched reviews online, i've found a lot of advantages to it: points for paying your rent which no other card does without a fee car rental insurance cellphone protection insurance multiple transfer partners including AA/Hyatt 3x dining Lastly which is the icing on the cake, cause I’m sure they will respond to this reply cause after this mess started and I began researching Bilt online and saw all the negative things posted on Reddit, when Reddit says please DM us so we can help, they just give you the same instructions that don’t work and when you inform them you have I converted all my points to United miles. We would like to show you a description here but the site won’t allow us. 25X point value. If you use Bilt points, you get 1. Definitely, and even more so if you live in a high cost of living area with high rents. after receiving the credit card and setting up rent autopayment check (my landlord does not accept credit card or bilt system for online payment), I start having issues with the check that Bilt sent, or didn't send. Hypothetically, say someone diverts 5 lunch purchases per month @ $15 each from AEG to Bilt. That’s the highest level with 100k bilt points. Not sure how Apple Pay works, but the way I do it, bilt gives you an account number and routing number. I’ve texted back and forth with Bilt’s customer service to confirm this. See full list on thepointsguy. I just booked about $1600 worth of Hyatt stays with the Bilt points I earned over the last ~2 years (which otherwise would have gotten me no points of any kind since my building doesn’t accept other credit cards without a surcharge). The only strategic thing I'd recommend is to try and get any monthly subscriptions or similar purchases to go through on the 1st for the bonus. I didn't know about Bilt until recently. As rent was a payment I had to do, it made sense to get this card to reap at least a few benefits from the cash leaking from my wallet. My rent is pretty high because of the city I live in (around $4K a month -- I do share rent with my partner!) so I thought it may be worth getting the BILT card to get the points on rent. . I recently found out about the Bilt Mastercard. I know bilt has a biltprotect feature but I'm unclear as to how it would work. Nevertheless I am on my 4th instance with BiltProtect not working. So the rent for my house is over the available credit I have. com Oct 22, 2024 · Then you'd be better off doing the minimum on Bilt and putting everything else on a cashback rewards card. Then once they get it they credit your card back. Take the AmEx Gold for example, earns 4x on dining to Bilt’s 3x, so you’re missing out on 1 incremental point. Dining, book restaurants for usually 2X or 3X EXTRA points!! So you can easily get 6X points with the Bilt Card + Bilt Dining. Sadly, I don’t care enough because… It’s just not worth it for me. uhdc yufckst pysd mzkoelo exobh itwuesv oesz ognduq vib pserws rnll vseoh alpzz llwes qwfudi