Schoolsfirst auto loan pre approval Refinance Loans Ask for an Auto Convenience Check (ACC) – a convenient way to fund your loan by simply writing a check to the franchise dealer, up to your approved loan amount. Monday through Friday, 7 a. GET PREAPPROVED Scam alert: Fraudsters are calling Members and acting as SchoolsFirst FCU to steal information and money. This includes all individual and joint personal loan credit combined. A rate is based on a variety of factors, including the applicant's credit rating. Speak with a consultant to start your search. Show proof auto insurance prior to funding. NMLS Identifier: 405503. Subject to approval. Our loan consultants will answer your questions about financing, find a loan that’s right for you, and help you get pre-qualified. 1 Rate includes a 0. Subject to credit approval. Pause your monthly payments if you become disabled or unemployed with Payment Shield Plus. Features of our auto loans. New & Used Auto Loans. SchoolsFirst FCU's credit card program features a range of variable interest rates based on a variety of factors, including the applicant's credit rating. Cancel your monthly payments if you become disabled or involuntarily unemployed with Payment Shield Plus. If you’re already approved, the dealer will still ask you to submit an application. Select a make/manufacturer using the drop-down menu below. Here’s how you can get started with SchoolsFirst: Membership Eligibility: First, ensure you’re a member of SchoolsFirst FCU. We’ll mail you a letter with your payment amount and due date once we process your loan. The consultant can arrange a test drive and help finalize your loan. Auto loans with rates as low as 5. New Auto Loans We offer a range of competitive rates and flexible terms to fit almost every financial situation. APY = Annual Percentage Yield. Be a SchoolsFirst FCU Member. Make no payments for the first 90 days. 800. Refinance Loans. Valid on select auto loans. Auto loans with competitive rates on new and used vehicles. CA Insurance License 0I19344. If we aren't the best deal, we'll tell you. Saturday, 9 a. Log in to Online Banking to apply. Get preapproved financing for an auto loan with us and shop at any 600 Credit Union Direct Lending dealers who will help you find the car you want at a competitive price. SchoolsFirst FCU has a loan program featuring a range of interest rates for some of its consumer loans. All loans subject to credit approval and all auto-related products subject to eligibility requirements. ALL AUTO LOAN RATES & TERMS. SchoolsFirst FCU's maximum aggregate personal loan limit is $50,000 per qualifying Member. Get financing for up to 100% of the car’s value. INQUIRE NOW. Get prequalified today! When you start shopping for a new vehicle, our car buying services will help you navigate the process with ease. Things you should know. Tell the dealer you are a SchoolsFirst FCU Member and would like your purchase financed with the Credit Union. Ask for a Convenience Check – a convenient way to fund your loan by simply writing a check to the franchise dealer, up to your approved loan amount. Make a minimum 10% cash down payment of purchase price (excluding rebates). Rate includes a 0. ANY SCHOOLSFIRST FCU BRANCH Whether you're buying a car or refinancing your auto loan to lower your payment, see how we can help. 3; Choose a flexible term for a budget-friendly payment. Call 800. Contact the dealership by telephone, or visit in person. Submit a loan application and credit qualify. Must have made the last 12 consecutive loan payments on time or, if "No Payment for 90 Days" was added, must have made nine consecutive loan payments on time. 8288 Online. Be 18 or older. APR = Annual Percentage Rate. Visit. Interest will continue to accrue during the skip payment period. The dealer will send your signed loan documents to us. Purchasing an insurance product from SchoolsFirst Insurance Services is not required to originate a loan with SchoolsFirst FCU. 4) We'll apply the 0. VISIT THE AUTOLAND WEBSITE FOR MEMBERS. Search vehicles online or through our mobile app under “Car Buying Services. Complete a simple inquiry form to have a loan consultant contact you. 3) If you have a preapproval, let a representative know. 5. My Home Savings share certificates opened before 02/15/2024 are variable rate and subject to change without notice. Complete a loan application and credit qualify. - 7 p. 75% discount for auto pay from a SchoolsFirst FCU account. 2; Make no payments for the first 90 days. If we aren't the best deal, we . We'll never ask you for your card information, Online or Mobile Banking login credentials, your card’s three-digit security code (CVV) or one-time passcode (OTP). 49% APR for new vehicles, † 5. Enter your city or ZIP Code, and then choose a dealership near you from the SchoolsFirst FCU approved list. Loan Pre-Approval: It’s wise to get pre-approved. 1 Unique account features All loans subject to approval. This 4 days ago · A rate is based on a variety of factors, including the applicant's credit rating. Finance a leased or private seller car. Next, use an auto convenience check to fund your loan and shop like a cash buyer — no surprises. All loan and share accounts must be in good standing. Apply for an auto loan with us. APPLY NOW Online. Visit the dealer and tell them you're approved. Enjoy low rates — consistently lower than banks — on loans for new and used cars. 6999 Visit. 1 Fill out the prequalification form to see how much you can finance based on your income & credit even before car shopping. Refinance an existing auto loan. With a preapproval in hand, you're in the driver's seat, because you'll have your rate and loan terms in place before you even start shopping. Rate is valid as of 04/01/2025. Our School Employee Auto Loan with "Summers Off" gives qualified school employee Members the convenience to defer two monthly payments on a SchoolsFirst FCU auto loan to the end of the loan, without impacting your credit rating. 2) Use Enterprise Car Sales to find your car. 462. 50% discount to your approved rate upon loan funding. † Finance a leased or private seller car. 8288. 69% APR for used vehicles. Find some of the lowest auto loan rates available with flexible terms — up to 84 months — to help you get a payment that fits your budget. If you have a loan with another lender, our competitive rates could lower your monthly payment, and/or reduce the amount of interest you pay on your How to Apply for a SchoolsFirst Auto Loan. ANY SCHOOLSFIRST FCU BRANCH. Monday through Friday, 8 a. GET STARTED Online. 75% discount for Our real estate loan consultants will answer your questions about financing, find a loan that’s right for you, and help you get pre-qualified. ” Compare pricing and availability from dealers. m. Then write a check to the dealer up to your approved loan amount. 4 New & Used Auto Loans. If you're already approved, the dealer will still ask you to submit an application. Get pre-approved and visit the dealer with your financing in hand. Lowest rates reflect a 0. Online. ANY SCHOOLSFIRST FCU BRANCH New Auto Loans We offer a range of competitive rates and flexible terms to fit almost every financial situation. Applying for an auto loan doesn’t have to be a headache. Membership is open to school employees and their families. All loans subject to approval. Search the directory for your preferred dealer. Loan terms are based on various factors, including the amount financed. LEARN MORE. Visit the dealer and tell them you’re approved. Use it to finance a leased or private seller car. For more information call (800) 462-8328. Loans for new and used vehicles. Take These Steps - An auto loan preapproval makes it easier to buy a car. ¹ ¹APR = Annual Percentage Rate. - 3 p. 234. 8328. 1) Apply for an auto loan with us or check if you're already preapproved. 8328, ext. tcqjsj opr hkri znipt yfevkx keq wqhlus kannsdw sjwk duvop etamgtb nqiad mrvlxu acfxjq ckds